Expatriates living and working abroad face many challenges. Bearing this in mind, it is absolutely essential to have an easy to use expatriate medical insurance plan that covers health and medical expenses incurred during times of need.
Global Expatriate Healthcare understands the importance of your health to you and your family. With our GEH Plan we aim to deliver the highest standards of products and services to our members at all times. We have tailor-made our expatriate medical insurance plans and services to meet the needs of expats and their families, worldwide.
Designed by us, the GEH Plan delivers comprehensive benefits giving you the security and peace of mind that you and your family need when working and living away from home. The GEH Plan is innovative, easy to use and is fully portable around the world, so if you relocate, the GEH Plan travels with you.
With flexible premium payment terms we are able to provide the best possible coverage at the best possible premiums, enabling our medical insurance products to be an affordable solution for you.
We pride ourselves in offering comprehensive cover within our GEH Plan. Our plan provides cover for acute illnesses or emergencies that require hospitalisation, and for longer term care for conditions that are ongoing or "chronic".
Our Dental option gives you access to routine dental care for a range of different treatments, with up to USD 2,000.00 worth of cover annually.
By selecting our Outpatient Option you will receive the additional benefits of; outpatient doctors' fees, prescribed drugs, laboratory work, x-rays, optical care and much more.
Depending on your occupation the personal accident extension will provide you up to USD250,000.00 worth of additional cover should you be involved in an accident.
The GEH Vital Care health insurance policy has been designed for those expatriates who want peace of mind in the knowledge that should they have a critical illness, medical emergency or accident they have cover. GEH Vital Care provides cover for inpatient hospital treatment with no financial limit other than the policy limit itself.
As with the GEH Plan, GEH Vital Care recognises that a medical emergency could occur when you are away from home, so GEH Vital Care will ensure where medically practical that you will be transferred back to your chosen country for treatment.
GEH Vital Care offers the same flexible payment plans as provided by the GEH Plan.
GEH Vital Care is designed to cater for medical emergencies and is, therefore a stand-alone policy in its own right; no optional extensions are offered with this policy.
Global's GEH plans are professionally managed. Claims are dealt with in two different ways. In either case claims are processed quickly and efficiently.
In Thailand through MediLink Global and their MediLink-Global Direct Settlement Network we are able to provide members with a MediLink smart card and an extensive list of providers/hospitals accepting the card.
On presentation of the MediLink card, your chosen hospital will be able to pre-authorise your treatment with them and on discharge, all treatment costs covered by the policy will be settled with us electronically. For you the whole experience will be cashless.
You are, however, not limited to the hospitals on our list, you may choose the healthcare provider of your choice, however, in such circumstances you may need to pay and claim back for your treatment costs.
Outside of Thailand or where the provider is unable to accept MediLink card electronically and if your claim is likely to be USD500.00 or more, you or your service provider (hospital) can call our 24 hour Help Line who will arrange for your treatment to be pre-authorised and also arrange direct settlement of your bill.
Global Expatriate Healthcare offers discounts to corporations or group customers for either the GEH Plan or GEH Vital Care. We make switching from your current insurance provider easy by transferring your members to us on a "no-worse terms" basis, which simply means that our coverage will be as good as or better than your previous insurer.
To qualify as a group, SME or corporate body, premiums must be paid by the "group" directly to our insurer. To qualify as a group you can have as few as 3 principal expatriate members. For larger groups we can tailor our plan to suit the specific needs of your company. For more information please see Groups and Corporate or contact us directly to discuss your requirements.
For full coverage details and specific limits please refer to the policy document and Table of Benefits, terms and conditions apply.
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